Most Indian taxpayers max out 80C and stop. There are 6 more deductions hiding ₹50K-1L a year.
80C is the most-used tax-saving section in India and the most-exhausted. But after maxing your ₹1.5L there, six more sections regularly leave money on the table — 80CCD(1B) for NPS adds ₹50K. 80D for health insurance adds ₹25K-75K depending on parental coverage. 80E for education loan interest is unlimited. For a salaried professional on ₹15 LPA, fully optimising these can mean ₹50K-1L of additional tax savings every year. The CA fee to file is the cheapest investment you'll make. The DIY route via ClearTax or TaxBuddy is also fine if you're comfortable reading the actual sections.